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BUYERS · GETTING READY

Get ready before the right one hits.

Good homes in Duval and St. Johns County don’t wait. The buyers who win are the ones who did the boring work first — so when the right listing drops, they can move in hours, not weeks.

The pre-approval that actually counts

Not the 10-minute online pre-qualification — a real pre-approval with your documents verified by a lender who closes on time. It tells you your true budget, and it tells sellers your offer is real. Get this first; everything else follows.

Know your full number

Price is just the start. Taxes, insurance (ask about wind and flood here on the coast), HOA or CDD fees, and maintenance set your real monthly cost. We’ll build the complete picture so there are no surprises after closing.

Ready your cash and your timeline

Deposit money accessible, closing costs planned (typically 2–3% here), and your lease or sale timed to the move. When the pieces line up in advance, you shop with confidence instead of scrambling.

 

Ready to look? Call or text (904) 334-2295 and tell me what you’re after.

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